Still waiting for October 15th?  Don’t wait for AEP if you have a supplement.

Did you know that if you have a Medicare Supplement you can switch your coverage any time of the year?  It is a common misconception that you must wait until AEP,October 15th-December 7th, every year to change plans.

AEP, or Annual Election Period, is a time where you can switch prescription plans, switch to a Medicare Advantage plan, or switch back to original Medicare from an Advantage plan.  With no health questions for prescription plans or Medicare Advantage plans you do not need to qualify at that point.  We can compare all companies and plans side by side to see what Medicare plan is right for you. With Medicare Supplements, unless you are in your open enrollment period, you will be subject to health questions to qualify with most companies even in AEP.

This is why it is important to have a Medicare licensed agent that knows the industry to advise you on industry trends to help save you the most money possible.  If you don’t have an agent or don’t remember who your agent is, we will be happy to go over this information with you.